# Zards BPO

> Zards BPO is an Islamabad, Pakistan based outreach floor for the US insurance market, specialising in final expense (burial) life insurance. It dials consented leads, qualifies prospects by age (50-85), state and intent, and warm-transfers them live to US licensed producers. It also runs Meta lead-generation campaigns for final expense and dials those leads within 15 minutes. Zards does not sell insurance or give advice; licensed US agents handle quotes and policies.

Key facts:
- Location: Islamabad, Pakistan. Works US selling hours, 8am-9pm in the prospect's local time, Monday-Saturday.
- Registered with Pakistan's FBR and PSEB.
- Compliance: TCPA prior express consent on every dialed lead, National DNC and client DNC applied, no autodialing of cell phones without consent, all calls recorded and QA-reviewed, consent record attached to each lead.
- Services: qualified final expense live transfers; dialing of client-supplied fresh or aged leads; Meta lead generation for final expense; appointment setting.
- Pricing: per qualified transfer or per dedicated seat; week one is a paid pilot with a daily report.
- Contact: admin@zardsbpo.com

## For agencies, IMOs and agents
- [Final expense call center and live transfers](https://zardsbpo.com/final-expense-call-center.html): what a qualified transfer is, compliance standards, how a pilot works.
- [FAQ](https://zardsbpo.com/faq.html): pricing model, hours, data handling, how to start.
- [Work with us](https://zardsbpo.com/work-with-us.html): licensed agents, BPO partners, Islamabad team roles.
- [Contact](https://zardsbpo.com/contact.php?type=agency)

## For US consumers
- [Final expense insurance quotes, ages 50-85](https://zardsbpo.com/final-expense/): plans from $30 a month, coverage up to $100,000, no medical exam, day-one coverage, quoted by a US licensed agent.

## Policies
- [Privacy policy](https://zardsbpo.com/privacy-policy.html)
- [Data security](https://zardsbpo.com/data-security.html)